Handling Claims Involving Uninsured or Underinsured Motorists

The medical expenses, property damages, and other damages that result from a motor vehicle accident can quickly accumulate. Sometimes, the other driver has no insurance coverage. Other times, the at-fault driver's insurance coverage is insufficient to provide you with the compensation you deserve. At the law firm of Stephen T. Holman, P.A., we take advantage of all potential sources of financial recovery in car accident cases.

Contact our personal injury attorneys at 850-316-8243 or toll free at 866-331-5998. for assistance in Pensacola or throughout Florida.

Uninsured and Underinsured Motorist Claims

With more than five decades of experience, we are able to evaluate and clearly explain your uninsured and underinsured motorist coverage. Because Florida laws at this time do not require drivers to have liability insurance coverage, it is important to purchase your own uninsured and underinsured motorist policy.

  • Uninsured motorist coverage: When a negligent driver does not have insurance or sufficient assets to compensate you for the damages caused by your accident, you may pursue an uninsured motorist claim under your own insurance policy. You can receive monetary benefits up to the uninsured motorist policy limits without the penalty of increase insurance premiums. The severity of your injuries dictates whether or not your claim warrants a recovery for uninsured motorist policy limits.
  • Underinsured motorist coverage: When the coverage provided by the negligent driver's insurance policy is not sufficient to compensate you for the full extent of damages, you may pursue additional damages under your own underinsured motorist policy. However, you are usually only entitled to file an underinsured motorist claim once the negligent party's insurance coverage is exhausted.

Uninsured and underinsured motorist policies offer the option for stacking coverage or non-stacking coverage. Stacking coverage allows individuals with coverage on more than one vehicle to maximize coverage by seeking compensation under the coverage for both vehicles following a car accident. We put our knowledge, proficiency, and commitment to work on recovering all of the money you are entitled to from your own uninsured or underinsured motorist insurance.

The injuries and property damage that result from a motorcycle accident, auto accident, or other motor vehicle accident can create a significant financial burden. The uninsured and underinsured motorist claim lawyers at the law firm of Stephen T. Holman, P.A., will work toward easing your financial burdens. Contact our car accident attorneys for a free consultation and case evaluation.

All personal injury and wrongful death cases are accepted on a contingent-fee basis. No Fee or Costs Unless You Recover Money.